Riverfront Financial Mutual Funds
College Plans
Retirement Plans
Saving for the Future

  Home   Contact Us

Mutual Funds*     Mutual Funds

A mutual fund is a professionally managed type of collective investment plan that pools money from many investors and invests it in stocks, bonds, short-term money market instruments, and/or other securities. The mutual fund will have a fund manager that trades the pooled money on a regular basis. Over the past decade, American investors increasingly have turned to mutual funds to save for retirement and other financial goals. Mutual funds can offer the advantages of diversification and professional management. As with other investment choices, investing in mutual funds involves risk and fees and taxes will diminish a fund's returns. It pays to understand both the upsides and the downsides of mutual fund investing and how to choose products that match your goals and tolerance for risk. Riverfront Financial can help you with the intricacies of investing in mutual funds.

Prepare for the Future

College Planning

A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. It is named after Section 529 of the Internal Revenue Code which created these types of savings plans in 1996. As long as the plan satisfies a few basic requirements, the federal tax law provides special tax benefits to you, the plan participant.

Retirement Planning

Retirement planning is always best started as early as possible. When it comes to retirement, it is difficult to predict what will happen. The economy is always changing, which means it is hard to know how much money is enough and how you should prepare. A good financial planner is essential to help you with these decisions. To keep the same standard of living after retirement, you will need between 70% and 90% of your income at retirement age. It is never too early to start thinking and preparing for retirement. Listed below are various retirement savings plans:
Walking in the Surf
- - - - - - - - - - - - - - - - - - - - - - - - - - - -

In addition to the broad outline of retirement savings plans listed above, there are many other types of savings plans that will help you to prepare for an enjoyable and carefree retirement. Let Riverfront Financial help you decide what plan is best for you.

*Mutual funds are sold by prospectuses. Investors should consider carefully the investment objectives, risks, charges and expenses of a mutual fund before investing. Contact us to obtain the current prospectuses containing this and other important information. You are advised and encouraged to read the prospectuses carefully before investing. Both the return and the principal value of the underlying mutual fund will fluctuate, and the mutual fund may be worth more or less than its original value when redeemed. Mutual funds are not insured or guaranteed by the federal govenrmnet or any other party. Past performance is no guarantee of future results.

Securities offered through The O.N. Equity Sales Company Member FINRA/SIPC
One Financial Way, Cincinnati, Ohio 45242 (513)794-6794