Commercial Insurance is insurance on a business. The most common types of commercial insurance are:
- Property Insurance  is designed to protect your company’s buildings, property, and contents.
- Automobile Insurance  provides coverage for any automobiles owned or leased by your company.
- Workers Compensation  provides medical and disability benefits for those who suffer an occupational injury or accident.
- Employment Practices Liability Insurance  covers businesses against claims by workers whose legal rights as employees of the company have been violated. In addition to the broad outline of commercial insurances listed above, there are many other types of commercial insurance . Let Riverfront Financial help you decide what insurance is best for your company.
Umbrella liability insurance is so named because it acts like an umbrella, sitting on top of your commercial liability policies to provide additional layers of liability protection. If the liability limits are exhausted on your property, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you're covered.